Is an overdraft a good idea? Page 3

Thing to remember is the small print on your overdraft is huge.

And you will find they can amp up your interest rate very soon after you graduate.

Government loans have multiple levels of security to stop you getting f**ked. Bank ones etc don't and they will get shitty at a rate of knotts forcing you to choose between shitty jobs rapid repayment, or screwing your credit rating.

And that can really hurt.

Enjoy Uni with less pub. Or sneak vodka into the pub or I have an excelent recipe for turning boot polish into drinkable booze or join the Muslim society

I've worked a system. I have enough money for my very basic's in life (food etc.) but nothing else. So this is what I'll do. My next batch of loan comes in in 6 weeks time. Every Monday say, I'll take £30 out the bank. That's the weeks 'social' money. That'll leave me £180 in the red. I will hopefully work that off in the Summer by staying at my parents place and getting a job. I don't like the situation, but I'm only here once, so I'm going to enjoy it. The reason I'm low on cash is not due to this semester, but due to the last one. Freshers week and Christmas really put me in a lot of debt- putting me £250 in the red, so by being £180 in the red this time, this semester I've cut down £320, so by that theory, I should be fine by the end of my time at Uni (and will get a job hopefully). So will be cutting down for the last bit of term, but will still have enough money to watch the football and have a good night out once a week.

Sounds like a plan, Jack. I'm great at coming up with plans but TERRIBLE at following them.

True...

Could you get a job at Uni?

Been looking. All jobs at the Uni are for next year (which I've applied for) the rest of places don't want to employ someone who is going to be away for 4 months in Summer. So impossible. Applied for a job last night actually, still waiting to hear for them, but I hold out little hope.

Why not look into an online job like chat room moderating? I have a friend who does that- you get around £7 per hour and can do it all from the comfort of your own home.

Interested. Link?

Just Google, but here is an example:

http://www.totaljobs.com/JobSearch/JobDetails.aspx?JobId=49768005&Keywords=chat+moderator&AndOr=0&Radius=5&From=%2flegacy%2fTotaljobs%2fJobseeker%2fJobSearch%2fLocationJobSearch.aspx

Quote: sootyj @ February 17 2011, 11:15 PM GMT

Will Cam male escort and sodomite to the gentry

(as advertised in The Lady, The Lady Boy and the Lardy for the more solidly upholestered duchess)

nb what do you do?

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You know vot I do. I vork for ze Government.

Which government? You SPY!

Quote: Nat Wicks @ February 18 2011, 11:08 AM GMT

Just Google, but here is an example:

http://www.totaljobs.com/JobSearch/JobDetails.aspx?JobId=49768005&Keywords=chat+moderator&AndOr=0&Radius=5&From=%2flegacy%2fTotaljobs%2fJobseeker%2fJobSearch%2fLocationJobSearch.aspx

View original

Cheers

Quote: sootyj @ February 18 2011, 11:25 AM GMT

Which government? You SPY!

View original

The one that pays the best and offers the prostitute with the biggest tits.

Quote: Nat Wicks @ February 18 2011, 11:08 AM GMT

Just Google, but here is an example:

http://www.totaljobs.com/JobSearch/JobDetails.aspx?JobId=49768005&Keywords=chat+moderator&AndOr=0&Radius=5&From=%2flegacy%2fTotaljobs%2fJobseeker%2fJobSearch%2fLocationJobSearch.aspx

View original

Job from hell totally like

Is that what our mods get paid

No Aaron just services them sexually annually

It's quite a servicing!

Quote: Nat Wicks @ February 18 2011, 11:08 AM GMT

Just Google, but here is an example:

http://www.totaljobs.com/JobSearch/JobDetails.aspx?JobId=49768005&Keywords=chat+moderator&AndOr=0&Radius=5&From=%2flegacy%2fTotaljobs%2fJobseeker%2fJobSearch%2fLocationJobSearch.aspx

View original